Media Coverage

“One way to think about this is that credit cards act as the shock absorber of household finances,” said Ahmed Albrolisy, who teaches finance and economics at the Rutgers Business School in Newark.

“Credit card data often reflects the earliest signs of financial pressure because it is the most flexible form of consumer borrowing.”

The economic problem is generating neutral votes and votes against. What we need are votes in favor of Democrats for this to imply a change of government.

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Daniel Levin, a management researcher at Rutgers, studied what he called “dormant ties,” relationships that had gone inactive. When people reconnected with old contacts after long gaps, the reconnected relationships were as valuable or more than the ones they’d been actively maintaining. The time apart hadn’t weakened the connection. In many cases, it had added something.

It doesn’t take sophisticated hackers to infiltrate the systems. Jaideep Vaidya, distinguished professor and vice dean for Faculty Affairs and Research, said: “You can also try to use off-the-shelf tools, for example, just to launch denial-of-service attacks, which just take down the existing access to infrastructure that is in place.”

How can people improve their credit scores using a credit card for bad credit?

People with bad credit can indeed rebuild their credit scores using appropriate credit cards, however the critical factor is how they use these cards. Just having a credit card will not do it.

The following few factors that will have the greatest impact over time are:

* Keep your credit utilization low: Try to use less than 25% of the credit limit.
* Always pay on time: Payment history is the most important factor in the credit scoring models. It is best to set up automatic payments for at least the minimum amount. Few full payments are beneficial for credit history.
* Use the card regularly but lightly: Establishing a good record is important.
* Keep the accounts open for as long as possible: The length of good credit management history is beneficial.
* Ensure reporting to Credit Bureaus: Finally, make sure that the credit cards are reporting to all the three major credit bureaus. * * One should review their credit reports periodically for errors and track their progress.

Lisa Kaplowitz, CWIB’s executive director and a Rutgers Business School professor of finance and economics, said, "We’re excited to welcome Jeanne to our impressive board of business leaders. Her work in the HR field, as a communications professional and entrepreneur, and chair of a women’s conference, aligns with our mission to retain and elevate mid-career women in the workplace."

"Investors' expectations say that in the 10-year future, things are not going to get better, or at least they are not going to get as good as they have," said Arturo E. Osorio Fernandez, associate professor of professional practice, Management & Global Business. "Buying houses is going to get more expensive. There is going to be an oversupply of houses because there is going to be a drop in demand for houses. Lower-middle-income families will be displaced from the possibility."

Citizens Bank recently announced the conclusion of its client relationship with prison operators The GEO Group and CoreCivic. Citizens explicitly stated that the decision “does not reflect any change in [its] view regarding these companies’ business models or operations.” Still, certain activist groups, such as the De-ICE Citizens Bank Coalition, celebrated the news as a win. But experts, including Rutgers Business School professor Michael Barnett, told ROI-NJ the situation is not quite so clear cut.

Investors' expectations say that in the 10-year future, things are not going to get better, or at least they are not going to get as good as they have.

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Bank of America rewards credit cards give bonus rewards to BofA banking customers; are there any other benefits to having a credit card and a checking/savings/investment account from the same bank?

The BofA Rewards program adds a 10% to 75% boost on everyday credit card purchases, up to $180 in annual streaming/news credits, and enhanced fraud monitoring like dark web scans. However, it requires a minimum balance of $30,000 in checking accounts, and it averages your different accounts, so even if you keep $50,000 in one but only $5,000 in another, you do not make the cut. That is a big drawback since any couple may keep two joint accounts, one for each partner. Doing so this way disqualifies them. Nonetheless, keeping several accounts in one back allows you other cross-benefits like overdraft coverage, simplified e-banking, and easier tax filings.

Rutgers EMBA alum Andrew Evens, deputy director for clinical services at Rutgers Cancer Institute, reached out to his former professors to build a computer simulation to improve patient treatment. A team led by Xin Ding tracked every step from check-in to check-out to find patterns that would cut average visit times by 75 to 90 minutes.

One challenge to operating sustainably is “distance decay,” says Kevin Lyons, PhD, professor of professional practice and director, Center for Local Supply Chain Resiliency with Rutgers Business School. When supply chains are optimized for short-term cost, they prioritize global sourcing that relies on carbon-intensive long-haul logistics.

You have an emergency, you break an arm, you don't go to see which hospital offers you a cheaper service, you go to the nearest hospital.
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Kristina Durante, a professor of marketing at Rutgers University, said inflation — which is at its highest level in three years — is causing serious anxiety for shoppers.

“It’s so uncertain that we don’t know how it’s going to play in. And because we want to have control over not just our budget but our lives we’re really sensitive to any sort of cue,” she said.

Workplace relationships are key to a successful company. Healthy work relationships are linked to higher retention, improved mental health, and higher job prospects in leadership. For women especially, workplace relationships and peer networks offer critical support in environments where mentorship and sponsorship remain unequal. Our research from the Rutgers Center for Women in Business (CWIB) confirms this: friendships matter and peer support often acts as an important buffer to burnout and caregiving-work conflict, both of which disproportionately affect women.

“Every student deserves precise, fair feedback that helps them grow, whether in a ten-person seminar or a four-hundred-person course, at an Ivy or a community college,” explained Professor Periklis Papakonstantinou of Rutgers University.

You landed your dream job, or so you thought. But quiet doubts grow harder to ignore: “Did I choose right?” “Can I do this for the rest of my life?” “I want something more.”

John Longo, distinguished professor of finance and economics at Rutgers Business School, told Investor's Business Daily a number of factors have allowed stocks to make progress despite headwinds.

"The stock market has performed surprisingly well given the geopolitical risks and resultant inflation," he said. "The artificial intelligence buildout, tax benefits from the One Big Beautiful Bill, and spending by the affluent consumer have combined to create a somewhat resilient economy."

A team led by Xin Ding, of Rutgers Business School’s Department of Supply Chain Management, analyzed patient movement through the clinic using direct observations and electronic health records.

“From there, we can generate distributions and find patterns,” Ding said. “What is the pattern for them to come? What is the pattern for them to leave? And we can do that for each point of the process.”

This means that this is a significant, albeit fragile, improvement. It is an improvement that softens inflation a little, but does not guarantee recovery.

According to Federal figures, much of this uptick is related to rising energy costs. Start the car, move the food from the Distribution to the store or the restaurant. All that, the price and the cost of operating go up because energy goes up.

“Tomatoes are very susceptible to environmental conditions,” says Rudolf Leuschner, an associate professor in Rutgers Business School’s Department of Supply Chain Management.
Weather is the most important factor at play, Leuschner says, because it leads to a direct supply shortage, followed by tariffs and then fuel. “But it’s all three that are adding to this,” he notes.
Usually, one disruption isn’t enough to be noticeable to consumers, Leuschner says, but they start to notice when “you have two, three, four, five things happening at the same time.”

The price of oil is a global quote. So, when you buy or sell oil, you buy it globally, and that determines global prices. So, the economic impact on the United States is the determination of a global price per gallon.

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The risks of selling borrowed stock have increased since Covid, said Rutgers University finance professor Mehrdad Samadi. “The increased participation of retail investors and the introduction of zero-commission trading by retail brokerages really spurred coordinated meme stock trading and short squeezes,” he said.

“Naming a central thoroughfare on the Rutgers-Newark campus for a graduate of the class of 1911 is historically appropriate,” Provost Robinson said. “That the graduate is a woman, who was the first female lawyer in Essex County to practice law on the same basis as male attorneys by opening a law office, employing staff, and trying cases, even death penalty cases before juries, is even more appropriate.”

Companies that need highly skilled workers unavailable in the United States have historically looked abroad to hire them, according to Arturo Osorio, a professor of entrepreneurship at Rutgers Business School. Under the new policy, those workers may instead be incentivized to take jobs in other countries — potentially costing businesses revenue and leaving them unable to fulfill contracts.

“The people that we’re losing are people who have the innovation to create the next idea, and if this next idea is not anchored in the U.S., it will become anchored and developed elsewhere,” he said.

“It isn’t fair,” Arthur Guarino, a finance professor at the Rutgers Business School in Newark, said of the tariff refunds. The consumers are "the ultimate ones that got stuck with the bill.”

Prices on online marketplaces such as Amazon are often set by algorithms that adjust them based on what rivals are charging and how much sellers bid for visibility in search results — a cost that feeds into pricing.

Their growing use has sparked concern over digital price fixing, where algorithms could move together to push prices higher at consumers’ expense. But that is not always how these systems behave, according to new research from Wharton marketing professor Ron Berman and Hangcheng Zhao of Rutgers Business School.

Hilal Atasoy, PhD, an associate professor at Rutgers Business School-Newark and New Brunswick who led the study, said hospitals may not fully understand how many tracking tools are embedded in commercial software systems or the extent of the data being collected.

Mehrdad Samadi, a Rutgers University finance professor, noted that Left's case was one of the few major white-collar prosecutions brought during the Biden era that has moved forward during the Trump administration.
The case "potentially raises questions of legal risk for anyone whose public communications can move prices depending on their trading behavior and transparency surrounding their operations," Samadi said.

We conducted a survey through the Rutgers Center for Women in Business and asked 288 mothers to choose their ideal Mother’s Day gift from the following popular options: time for yourself, a family activity, or a physical gift, and then compared their responses to the 292 fathers we asked about Father’s Day.

Overall, most parents want to celebrate their day by spending time with their families, with 69% of mothers and fathers choosing a shared family activity as their ideal gift. While the concept sounds heartwarming, it is less heartwarming that nearly 40% of mothers report making their own Mother’s Day reservations, adding to her already long “to do” list.

"As supply chains continue to evolve, our students are preparing to lead with both analytical and practical expertise. Partnerships with organizations like Gebrüder Weiss provide meaningful support that helps students fully engage in their academic and professional development," said Dean Lei Lei, Rutgers Business School.

Should consumers trust a credit card that doesn't require a credit check and basically guarantees approval?

I wouldn’t! While some legitimate secured cards do not check credit scores, any "no credit check, guaranteed approval" offer can signal predatory practices like high fees and compulsory lending. Be mindful: the offer of no credit check may also mean that the issuer does not report to credit bureaus. You may not be able to rebuild credit with it.

Since becoming dean of Rutgers Business School in 2015, Lei has built a national model for equitable student success — one that delivers exceptional return on investment while expanding access, opportunity, and upward mobility. Her leadership reflects Rutgers University’s public mission at its best: opening doors, preparing students for high-impact careers, and ensuring that talent, not background, determines outcomes.

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Regardless of who is responsible for the price going up, at the moment the person who goes to the gas station is going to blame the political authority in charge of price control, in his view.

An hour gained feels longer than 60 minutes, and that deviation from expectation creates a unique sense of opportunity,” said Gabriela Tonietto, an associate professor of marketing at Rutgers Business School and lead author of the study.

John Longo, the author of "Buffett's Tips," told Business Insider that Abel is likely to emulate Cook in charting his own course.
"Abel will want Buffett's spirit to always be with Berkshire, but he will not run the firm by asking, 'What would Warren do?" Longo said.
"Rather, he will stay in his own circle of competence and make decisions he believes are best for the firm over the long term," the finance professor and fund manager said.
Longo added that Abel's background as an operator could see Berkshire buy fewer individual stocks and make more acquisitions instead.

“They have had a commitment to innovation and pioneering since Day One in 1886, when the company started that's really unique, and they have spent so much time developing a strong corporate identity and a halo of trust that permeates all of its brands,” said Alexandra Kunish, a professor of professional practice at Rutgers Business School.
Kunish, who worked in J&J’s consumer products division from 2006 to 2012, added: “I think that there are consumers that have a distrust of big companies. That's a trend. But I think it goes back to being true to who your brand is and standing firm in that."

Do you think using a percentage-based budget strategy, such as the 50/30/20 rule or the 70/20/10 rule, is the most effective approach?

It is a good rule of thumb, but you should use a percentage that applies specifically to your case. For example, someone mid to late career may be able to save more than 20% of their income, while it may be a challenge for someone starting out. The goal should be to start saving on day one and then maximize that percentage over time while living within your means and not spending so little that it negatively impacts your relationships or mental health.

It's a direct relationship. Global conflict, reduction of inputs, reduction of trade,
a reduction in trade and constant demand, an increase in prices.

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“A loaf of bread requires diesel to harvest the grain, move the grain to a mill, move the flour to a bakery, and move the bread to the store,” said Kevin Lyons, who leads the Rutgers Center for Local Supply Chain Resiliency in Newark. “Every leg adds a new surcharge.”

It is something that is happening globally, and now we are seeing it reach the United States. It has already happened in Japan, it has already happened in China, it is happening in Europe, and now it is reaching the United States.

Global impact is what is hitting the consumer. Very important, this global impact is that we are entering a stage where producers and service providers can no longer absorb the cost, and these costs will begin to be transmitted in an incremental way to the final consumer.

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“A loaf of bread requires diesel to harvest the grain, move the grain to a mill, move the flour to a bakery, and move the bread to the store,” said Kevin Lyons, who leads the Rutgers Center for Local Supply Chain Resiliency in Newark. “Every leg adds a new surcharge.”
The effects won’t be immediate, Lyons said in an email. Right now, the impact is being felt primarily by truckers, who might opt for shorter-haul trips. Truckers are allowed to tack on a fuel surcharge based on federal data, but there’s typically a week's lag, Lyons said.

Usually, when an accountant makes a mistake, they’ll take remedial measures to fix it, said Jay Soled, who chairs the accounting department at Rutgers Business School in Newark.
If the accountant makes the mistake, it’s only monetary penalties that the taxpayer may face, rather than any legal trouble.
“If the client does file a corrective return before the IRS comes knocking, then in my experience, the IRS will only impose an interest payment,” Soled said in a phone interview.

Higher cost of gasoline, lower investment in foreign money within the United States, reduction in the availability of imported products, and reduction and stress points in international distribution chains.

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This implies that we are seeing a delegated impact of the federal government shutdown, tariff booms, and global political instability.

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Food is particularly impacted because, in addition to the price of transportation, hydrocarbons are used for fertilizers. The higher the price of fertilizers, the higher the price of food.

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These changes also prey on our brain's desire for instant gratification, says Kristina Durante, a social psychologist at Rutgers' business school. Hundreds of thousands of years ago, humans were solely focused on survival — they weren't thinking about what meal they'd have in two weeks. Our brains are still in that mindset, Durante says. While we can think about the future in an abstract way, the human brain doesn't excel at accounting for the future.

"The part of our brain that wants what it wants when it wants it is so much stronger than the part of our brain that's a brake system that says, 'Wait, hold on, can we really afford this?'" Durante says.

Lead researchers Danni Wang and Chao Chen explain that activation then shifts “toward regions linked to empathy, social cognition and moral reasoning.” While this occurs when watching a video simulation, it is less likely to mirror an abuse scenario when it is one’s actual leader abusing a colleague. A key factor—which we saw foregrounded in the heart study—is how much control a worker has, which is usually little to none. The lack of control faced with an abusive leader impacts the brain as well as the act of witnessing.